Finance
Loans, mortgages, investing, tax and the arithmetic of long horizons.
Mortgage and Real Estate
Mortgage Calculator
Payment, escrow and total interest across the life of the loan.
Amortization Calculator
Year-by-year split of principal and interest across the loan.
Mortgage Payoff Calculator
How extra principal shortens the loan and cuts interest.
House Affordability Calculator
The price range your income and debts can support.
House Affordability Calculator (Monthly Budget)
The house price a fixed monthly housing budget can carry.
Rent Calculator
The rent your income can comfortably carry.
Debt-to-Income Ratio Calculator
The ratio lenders use to judge how much you can borrow.
Real Estate Calculator
Net proceeds from selling a property.
Refinance Calculator
Monthly saving, break-even point and lifetime interest on a new loan.
Rental Property Calculator
Cap rate, cash flow and cash-on-cash return.
APR Calculator
True annual percentage rate once fees are included.
FHA Loan Calculator
FHA payment including mortgage insurance premiums.
VA Mortgage Calculator
Veterans' loan payment including the funding fee.
Home Equity Loan Calculator
Fixed-rate borrowing against the equity in your home.
HELOC Calculator
Borrowing room against your home and the interest-only cost.
Down Payment Calculator
Deposit amount, closing costs and the cash you need upfront.
Rent vs. Buy Calculator
Compare the true cost of owning against renting.
Property Tax Calculator
Annual and monthly property tax from an assessed value and mill rate.
Auto
Student calculators
College Cost Calculator
Projected tuition with cost inflation, savings and investment growth.
Student Loan Calculator
Monthly payment, lifetime interest and payoff schedule on student debt.
Student Loan Repayment Calculator
How a balance clears under the standard, graduated, extended or income-driven plan.
Student Loan Projection Calculator
Where the balance stands on graduation day, and what repayment costs from there.
Investment
Interest Calculator
Growth after contributions, tax and inflation.
Investment Calculator
Project a portfolio, or work back to the figure that gets you there.
Finance Calculator
Solve any one of the five time-value keys — FV, PV, PMT, I/Y or N.
Compound Interest Calculator
Growth from a starting sum, monthly deposits and time.
Interest Rate Calculator
Back out the rate from an amount, payment and term.
Savings Calculator
How a savings balance grows with regular deposits.
Simple Interest Calculator
Flat interest on principal, with no compounding.
CD Calculator
Certificate of deposit maturity value and APY.
Bond Calculator
Price a bond from its coupon, yield and maturity.
Mutual Fund Calculator
Fund growth after expenses, with regular investing.
Average Return Calculator
Arithmetic mean versus true compound growth.
IRR Calculator
Internal rate of return from an outlay and yearly cash flow.
ROI Calculator
Return on investment, plus the annualised rate.
Payback Period Calculator
How long until an investment returns its cost.
Present Value Calculator
What a future sum is worth today at a given discount rate.
Future Value Calculator
What today's sum becomes after compounding.
Savings Goal Calculator
The monthly deposit that reaches a savings target on time.
Emergency Fund Calculator
The cushion you need and how long it takes to build.
Net Worth Calculator
Everything you own, less everything you owe.
Retirement
Retirement Calculator
The nest egg you are on track to build, and what it could pay.
401(k) Calculator
Balance at retirement including employer match.
401(k) Employer Match Calculator
The full match on offer and the deferral needed to capture it.
401(k) Early Withdrawal Calculator
What tax and the early withdrawal penalty take from a 401(k) cash-out.
Pension Calculator
Defined-benefit income from salary, service and accrual rate.
Social Security Calculator
Estimate the monthly benefit your earnings record would pay.
Annuity Calculator
Future and present value of a stream of payments.
Annuity Payout Calculator
The income a lump sum can produce for a set number of years.
Roth IRA Calculator
Tax-free growth on after-tax contributions, projected to retirement age.
IRA Calculator
Traditional IRA growth before tax.
RMD Calculator
The minimum you must withdraw from a retirement account each year.
HSA Calculator
Contribution limits, tax saved and the balance years later.
Tax and Salary
Income Tax Calculator
Progressive federal income tax on a given salary.
Salary Calculator
Convert a salary across hourly, daily, weekly, monthly and annual pay — with and without vacation time.
Take-Home Paycheck Calculator
Net pay after federal tax, FICA and state withholding.
Pay Raise Calculator
A raise as a percentage or a dollar figure, before and after tax.
Overtime Pay Calculator
Regular pay, overtime premium and the annual figure.
Bonus Tax Calculator
What actually lands from a bonus after supplemental withholding.
Capital Gains Tax Calculator
Federal tax on an investment gain, short term versus long term.
Self-Employment Tax Calculator
FICA for freelancers, plus what to set aside each quarter.
Marriage Tax Calculator
The marriage bonus or penalty of filing jointly instead of as two singles.
Estate Tax Calculator
Federal estate tax on an inheritance above the exemption.
Break-Even Calculator
Units and revenue needed to cover fixed costs.
More in Finance
Loan Calculator
Payment, interest and total cost for any fixed loan.
Personal Loan Calculator
Fixed-rate personal loan repayments and cost.
Business Loan Calculator
Term loan payment and interest for a small business.
Boat Loan Calculator
Marine finance payments over a chosen term.
Repayment Calculator
What a loan costs each month and in total.
Payment Calculator
Solve the monthly payment for any amount, rate and term.
Mortgage Calculator UK
Sterling mortgage payments and total interest.
Lease Calculator
Generic lease payment with residual and implied interest.
Canadian Mortgage Calculator
Semi-annual compounding, as Canadian lenders quote it.
Inflation Calculator
What money will buy later, and what prices will become.
GDP Calculator
Gross domestic product from expenditure components.
VAT Calculator
Add or remove value-added tax from any amount.
Sales Tax Calculator
Tax and total on a purchase — or the rate behind them.
Discount Calculator
Sale price and savings from a percentage discount.
Percent Off Calculator
Stacked discounts and the true final price.
Margin Calculator
Profit margin and markup from cost and selling price.
Commission Calculator
Commission earned, including a broker split.
Depreciation Calculator
Book value over time, straight-line or declining balance.
Budget Calculator
Split take-home pay across needs, wants and savings.
Credit Card Calculator
How long a balance lasts at a fixed monthly payment.
Credit Cards Payoff Calculator
Clear total card debt and see the interest you avoid.
Debt Payoff Calculator
Payoff date and interest for any single debt.
Debt Consolidation Calculator
One loan versus several — which costs less.
Currency Calculator
Convert between world currencies at live exchange rates.